I'm here to save YOU money. My name is Kristina and I want to give you the most up-to-date saving tips and ideas.

Thursday, 4 April 2013

Tax Returns 2013


http://www.cra-arc.gc.ca/images/clf2/lffl.png
Did you know?
If you bought a home in 2012, you may be able to save on your taxes through the first-time homebuyers’ tax credit.
Important facts
  • If you are a first-time home buyer, a person with a disability buying a home, or an individual buying a home on behalf of a related person with a disability, you may be able to claim a non-refundable tax credit of up to $750 when you buy a qualifying home.
  • To qualify for the home buyer’s tax amount:
    • You or your spouse or common-law partner must have purchased a qualifying home; and
    • You did not live in another home owned by you or your spouse or common-law partner that year or in any of the four preceding years.
  • Persons with disabilities may also qualify for this credit even if they have already owned a home. If you are eligible for the disability amount or you purchased a home for the benefit of a related person who is eligible for the disability amount, you may be able to claim the credit.
  • You may also be eligible for the home buyer’s plan, which allows you to withdraw funds from your registered retirement savings plan to buy or build a qualifying home. You may withdraw up to $25,000 in a calendar year, and have up to 15 years to repay your withdrawals.
For more tax information for homeowners, go to www.cra.gc.ca/myhome.
The Canada Revenue Agency’s (CRA) online services make filing even easier
The CRA’s online services are fast, easy, and secure. You can use them to file your income tax and benefit return, make a payment, track your refund and more. Sign up for direct deposit too! Your refund and any benefit or credit payments owed to you will be deposited directly into your account, putting your money into your pocket faster. For more information, go to www.cra.gc.ca/getready. 
Nelly
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Hi All! 

I thought I would share these interesting facts with you today!! I hope you are all doing well!! 

With Love: 
Kristina

Wednesday, 3 April 2013

Inspiration





Learn to Love. Use your money for something useful - save, pay off debt, use it to love and bless others, for your family :)

Tuesday, 2 April 2013

Tips for Making Big Decisions



Today I have some great places for you to check out. These are great ways to Save when you are face with those BIG decisions in life. How do you prepare for them? How do you deal with them when they are happening?  Check out these few site I have gathered for you!! 

I thought I would search some great places and spaces I have found useful and share them with you today! Click the links below to get the great blogs and website information: 

College/University
Saving for College
Save while in College

Weddings
75 Money Saving Tips
50 Money Saving Tips

Buying A Car
Saving money with the Do-Not-Dos

Buying a House 
Money Saving Tips
8 Ways to Save

Funerals
10 Ways to Save Money when Planning
10 Ways to Save $$$

Children
Saving for When you Have a Baby
Ways for Parents to Save Money


Don't Forget to check out my previous posts at the side there >>>
You will find lots of great infomation that I have already shared about these topics and many more!!
Hope you are all doing well!!

With Love:
Kristina


Monday, 1 April 2013

Money Saving Motivation -Start Doing.

Stop wishing. Start doing. 

I find myself just wishing from time to time too. I think once I have this much or make this much I will get this or then I will save for that. When really I should just start now!! You may not be able to save (or whatever it is) much if you start now, but a little is better than nothing. So use this to motivate you today!! And I wish you all the best! 

With Love:
Kristina Crosbie

Wednesday, 27 March 2013

Gluten-Free Dark Chocolate Brownies

Hello Everyone, Its Mid-Week Meals Wednesday!! 
Today I am featuring a recipe by gluten-free goddess. We will be looking at a delicious Dark chocolate brownie recipe. I personally cannot wait to try this recipe out! I hope you enjoy!!

Dark Chocolate Brownies


Ingredients:

5 ounces high quality 60-70% cocoa dark chocolate
1/2 cup organic coconut oil
1 cup light brown sugar (not packed)
1/2 cup almond meal
1/4 cup sorghum flour
1/2 teaspoon fine sea salt
1/4 teaspoon baking soda
2 organic free-range eggs, beaten
1 tablespoon bourbon vanilla*

Optional:
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1/2 cup chopped pecans or walnuts, if desired
Dark chocolate chips for the top, if desired

Instructions:

Preheat the oven to 350ºF. Line an 8x8-inch square baking pan with parchment paper.

Melt the dark chocolate and coconut oil in a saucepan over low heat, gently stirring. (Or melt in a microwave safe measuring cup and stir together to combine.) 


In a mixing bowl whisk together the brown sugar, almond meal, sorghum flour, fine sea salt and baking soda. Make a well in the center and add the beaten eggs, vanilla extract and melted dark chocolate mixture. Beat on low-medium for two minutes, until the batter begins to come together. At first it will seem thin, like cake batter, but keep beating until it thickens and becomes smooth and glossy.

If you are adding nuts, stir in the nuts by hand and spread the batter into the prepared baking pan. Even out the batter with a silicone spatula.

Stud the top with some dark chocolate chips and press in slightly.

Bake in the center of a preheated 350ºF oven for 32 to 35 minutes, or until the brownies are set. The top will crack, like a flourless chocolate cake.


Cool on a wire rack; and remove the cooled brownies from the pan by gripping the foil edges and lifting the brownies out as a whole.


Chill for an hour before cutting. (Though warm and gooey is really divine, if you don't mind them falling apart.)

Yield: 16 servings

*For chocolate-mint brownies use 1 teaspoon peppermint extract and 1 teaspoon vanilla extract.


Read more: http://glutenfreegoddess.blogspot.com/2006/01/dark-chocolate-brownies.html#ixzz2Okdt63uF


Alright, there it is!! You can visit the site for more recipes! I will continue to post recipes every Wednesday. If you would like to be featured in a post comment below!! And ill be sure to add your recipe, that will also be seen by my facebook, twitter... and all my social media site. Good Stuff!

Thank you for your wonderful recipes gluten-free goddess!! 

With Love: 
Kristina


Tuesday, 26 March 2013

Get Into A New Home



Hello All,

Today's tip is a special one. I thought I would let you all know that I can help :) I have worked with so many people in many different financial situations. I also work ALL OVER Canada. I love flying to meet my clients as well as phone calls and now-a-days there is Skype! Wow, so many options and you never know what great options there are for you if you don't check it out. Give me a call today! Or if you would rather, message me on simple apply online - on my site. There are no obligations if you just want to find out more :) No harm done right? RIGHT!

1 - You can Call me at 613-283-8763 or Toll Free at 877-583-8763
2 - Visit, Calls and Online Chats all work for me!! 
3 - My webpage has a lot of information if you are looking to just browse. And there things you can apply to specifically or you can just state that you are looking for a general chat. kristinacrosbie.ca 

I hope to hear from you!! You never know what Great and unexpected news you may hear. You have have your dreams come true sooner and you may find yourself reaching your goal faster. 

With Love:
Kristina 

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Monday, 25 March 2013

Money Saving Mondays - Motivation :)


A journey of a thousand miles begins with a single step. -Lao-Tzu

Let me help you... I hope this motivates you to start what you have been planning to start. You may have been wanting to save some money for something in your future, or get a mortgage or pay off your debt. It may seem like it will take forever to accomplish, but if you think of it this way... anything that has ever been accomplished started with a single step. You will get there. Message me if I can help you get there :) 

With Love:
Kristina

Ps. Don't forget to check out my other posts -->