I'm here to save YOU money. My name is Kristina and I want to give you the most up-to-date saving tips and ideas.

Monday, 23 December 2013

Selling Home Tips

Tips for Selling Your Home Over The Holidays!!

Hey Friends, 

I thought I would share my thoughts about selling your home over the holidays. This season is a busy season to begin with, so you can image that selling a house in this time would be dreadful, but in some cases it is a must. Therefore, I want to share with you a few tips to selling your home during this wonderful holiday season. 

1. Decorate - There are those that do not celebrate Christmas and therefore may not appreciate the season but I believe that have a little decor wont hurt anyone. This gives you the opportunity to show how great your home can look if you know how to style it. 

Did you ever walk into a model home and just gasp at how beautiful it is? Did you know that a majority of the 'great awe' is do to the way the very talented decorators arranged the furniture and the gorgeous pieces they chose specifically for that space?  That's right, many people cannot look past the decor, the furniture, the art work, the way the person, currently living in the home, has set up the place.   

In saying this, this is why I believe having a little festive decor will help the people see that this home is full of happiness and joy. It also looks great and smells great (add in a little Christmas cooking).

2. Keep Decorations To A Minimal - As stated above, I do believe decor for the holiday is a great idea, but I do not believe going over board is the way to do it. If you are the type to put up 3 trees, stick to just one, in the living room area. And if you are one to nail those stockings onto the fireplace, perhaps find a way to stick them on without causing damage to the house. 

As mentioned earlier, some people do not celebrate this season, therefore, decorating to the minimal will help to keep it a little more enjoyable for those folks who will be wandering around your home. Perhaps you should just keep the decor in the main areas of the house.

3. Christmas Baking - A great tip to selling a home at any time of the year is to bake! Bake, bake bake, bake! People love the smell of a fresh plate of cookies. This brings a sense of warmth and feeling of being home in moms kitchen. This triggers something inside that helps the viewers feel like they are home, they feel as if perhaps they can see themselves living there. 

In this season, why not do the baking with a Christmas twist. Try using cinnamon, mint, gingerbread... etc. All those delicious smells that bring to you that Christmas feeling.

There you have it! 3 great tips for selling your home over the holidays! I hope this helps you and I hope you enjoyed it! Don't forget to give this a share! And visit me on my social media sites for more great tips and information! 

With Love,

Tuesday, 3 December 2013

How Do You Raise Your Credit Score

how do you raise your credit score

Credit cards can be a huge stress. The offers for them are everywhere and now they’re so easily accessible. As stressful as these cards can be, they are very important in determining your credit score. About 30% of your credit rating is determined by the amount you owe versus the amount available. Most people avoid the card altogether when they start to stress, but this isn’t always the answer. 

Having your credit card balance exceed 50% does not look good on your credit. Even if you plan on paying it off. If the bureau checks your score they will see your credit is over half full. This does also apply to credit cards with low limits. A good thing to try is to increasing your limit so your percentage balance goes down. This is easier said than done. It does take some will power to keep it down.

Using your credit card often and paying it off helps plenty in your credit score. Another tip is to try and buy big purchases will cash. Unless, of course you plan to pay it off right away. By buying with cash you eliminate the temptation of just leaving what you just purchased on your credit card, therefore putting your credit balance at an all-time high. 

I hope this helps. Please leave a comment, concern or just a hello below! 

**If you are looking for a great rates and benefits with your credits cards, there is no need to keep looking. We have great credit cards that you can sign up for RIGHT NOW! Check them out here: http://kristinacrosbie.webs.com/visa-credit-cards

With Love 

Ps. Visit my site that is ALMOST ready to be posting my blog posts but you can still get a lot of information from it: www.kristinacrosbie.com

Thursday, 7 November 2013

Tuesday, 22 October 2013

How To Make Your Own Soap At Home

Make Your Own Soap!
Mix an eighth of a pure castle soap with a bit of water. Add so essential oil for a flavour smell. Then Put it in a soap pump. This comes out to a fraction of the cost of regular soap.

Find Out The Best Rates For Your Mortgage Here:

Easy Homemade Pumpkin Pie Recipe

Easy Pumpkin Pie Recipe!

easy homemade pumpkin pie recipe
  • 1 Pie Crust (6 oz) -or make your own
  • 1 Can Pumpkin (15 oz) -or pick and carve your own
  • 1 Can of Condensed Milk (14 oz)
  • 2 Eggs
  • Cinnamon, Nutmeg, Ginger & Salt

  1. Preheat oven to 425 degrees F
  2. Mix all ingredients together
  3. Pour into pie crust
  4. Reduce oven temperature to 350 degrees
  5. Bake for 30-40minutes

Need a Mortgage Renewal? Perhaps you are looking to get Pre-Approved?
Let Me Help You >>> www.kristinacrosbie.ca

Monday, 21 October 2013

How Can I Save Money On Groceries

How Can I Save Money On Groceries

Boil A Chicken!! 
Makes a delicious chicken and you can make a yummy soup with the water that you boiled the chicken in :)  That is one way you save money on groceries!

Thursday, 17 October 2013

Wednesday, 16 October 2013

Easy Exercises To Do At Work

How to Make Your Work Day Fly By!

Easy Exercises To Do At Work

1. Stop staring at the clock!
2. Take breaks.
3. Create small goals and complete them.
Make the most out of lunch by leaving the building.
5. Be physically ready by having a balanced breakfast.

Dont stress over your mortgage, let me! www.kristinacrosbie.ca

Going Back to Work After Vacation

Turkey Hangover!

Going Back to Work After Vacation

Everyone experiences that dreadful thought of going back to work after the holidays, here's some tips to help you get through:

1. Recognize that you have a 'turkey hangover'.
2. Share your experiences with family & friends.
3. Realize that your vacation does't end here.
4. Keep yourself in good health.
5. Begin to plan the dates you will leave again.

You take care of yourself, Let me take care of your Mortgage: www.kristinacrosbie.ca

Tuesday, 15 October 2013

Ways to Save Money at Home

Stop Freezing Away Money!

Ways to Save Money at Home

Every once in a while you'll check your freezer and find pieces of chicken completely freezer burnt! 

Tip: Do a regular check on what's in your freezer and cook before its goes bad!

How Can You Save On Your Mortgage?? Let me tell you: www.kristinacrosbie.ca

Friday, 11 October 2013

How To Organize Your Email

How To Organize Your Email
Ways to Stop Clutter Before It Starts -  Stop receiving junk mail.

Fall Decorations For The Home

Fall Decorating Ideas

Fall Decorations For The Home
Find tree branches outside and place in a glass vase with a rock as the anchor. Attach acorns or leads with string for a 'fall' feel. This is perfect for any room in the house.

Are you a first time home buyer? Let me help you! www.kristinacrosbie.ca

Thursday, 10 October 2013

Money Saving Tips for Families

Money Saving Tips for Families
Saving Tip #25: Make Your Own Fabric Freshener
-1/8 Cup of Fabric Softener
-2 Tablespoons of Baking Soda
-Hot Water to Fill a 32oz Bottle

Febreeze Costs $6 a bottle but this averages at $0.15!!

Find out ways you can save on your mortgage: www.kristinacrosbie.ca

How To Save For Retirement

How To Save For Retirement
How To Save For Retirement!

Let me help you refinance your mortgage! www.kristinacrosbie.ca

Wednesday, 9 October 2013

How To Live Debt Free

How To Live Debt Free
4 Ways To Graduate Dent-Free!

-Take a year off after high school
- Get a job.
-Start at community college first.
-Limit your spending on your credit card.

Tuesday, 8 October 2013

Design Your Own Closet

Design Your Own Closet
 There are so many things you can buy and work into your home! I love this idea! Its such an easy way to get organized. You can get shelving, Plastic Bins, Labels, Hangers, baskets.. so much! Its crazy how much the dollar store has these days! 

I hope you like this tip! Get Organized in your Home today!

And let me organize your finances: www.kristinacrosbie.ca

Financial Motivational Quotes

Financial Motivational Quotes
"Don't stay in bed, unless you can make money in bed." -George Burns

Let me help you pay off your mortgage faster:

Monday, 7 October 2013

Pay Off Debt Blog

Pay Off Debt Blog

Get more out of your mortgage: www.kristinacrosbie.ca

Money Saving Tips for Families

We all want to save!
Money Saving Tips for Families
Why not make it easy? Contact me!

Let me help you save on your mortgage: kristinacrosbie.ca

Friday, 4 October 2013

Benefits of Quitting Smoking

Benefits of Quitting Smoking

Quit Smoking! We know it's not easy but cutting smoking can save you $2,000 a year if you're a pack-a-day smoker. Your insurance also decreases once you stop smoking!

Woot! Saving is the best! You can use the money for things you really want. Let me refinance your home today: www.kristinacrosbie.ca

Thursday, 3 October 2013

How to Save Money Tip

Find out How You Can Save Money by Making Your Own Coffee!

How to Save Money Tip
Make Your Own Coffee

The cheapest coffee at Starbucks is $2. By getting your own coffee you can easily spend half of that by simply brewing at breakfast. It also saves time on the way to work!

Let me take a second look at your mortgage... I may be able to save you some big bucks!

Paying Off Debt Fast!

Want To Know How You Can Pay Off Debt Faster? Here is a tip for you:

Paying Off Debt Fast
Combine Your Debts

A debt consolidation loan is a loan from the bank that you can use to pay off all your current debts. This is usually a lower interest rate and lets you make only one payment.

I can help you get a better mortgage rate! www.kristinacrosbie.ca

Wednesday, 2 October 2013

Home Mortgage Interest Rates

Home Mortgage Interest Rates
Take advantage of current rates!

Contact me to find out how you can save on your mortgage:

Tuesday, 1 October 2013

Money Saving Tips Canada

Money Saving Tips Canada
Share Your Dreams

Simply sharing your dreams with someone else will motivate you to work towards those dreams. This can range from buying a home, to vacation, to a new phone.

Get a Better Quote on Your Mortgage:

Quotes About Motivation In Life

Quotes about Motivation in Life
Whatever the mind of man can conceive and believe, it can be achieved. -Napoleon Hill

Get more Motivational Quotes & Tips >>>>

I can help you find a better rate for your mortgage: 

Monday, 30 September 2013

How To Save Money Tips

How to save money tips

Eat Breakfast!
- Helps with energy
- Eating breakfast controls appetite throughout the day
- Breakfast food is cheap. Toast & oatmeal are cheap!


Quotes About Money Saving

Quotes About Money Saving

Save a part of your income and begin now, for the man with a surplus controls circumstances and the man without a surplus is controlled by circumstances. -Henry Buckley

Clean Out Closet

What's in Your Closet? 
Clean Out Closet
Clean out your closet to save money! How? Well you could sell your clothes at a used clothing store or sell at a garage sale. Cleaning out your closet will give you peace of mind knowing that something is organized!

Get to it! 

Are you Enjoying these saying tips? I can help you future... Contact me for a consultation:

Open Savings Account Online

Online Banking 
Open Savings Account Online
This helps keep track of your bills which mean you will be avoiding late fees, it removes paper billing fee, and allows you to keep an easier eye on your spending habits!

Are you going to open an account online?

Find out how I can help you save more on your mortgage today!

Canadian Mortgage Rates

Canadian Mortgage Rates

How Much In Your interest Rate on Your Mortgage?
I might be able to get you a better deal!

Friday, 27 September 2013

Energy Saving Tips in the Home!

energy saving tips in the home
Skip The Service Contract
Stay away from those extended warranties. Most manufacturers say breakdowns usually happen within the first year and are already covered without the extended warranty!! And how many of you have been told it was our fault for it breaking down and because of that it's not under warranty?? Ugh, rules!

Be sure to checkout my site! www.kristinacrosbie.ca

Thursday, 26 September 2013

The Mortgage Professionals

the mortgage professionals
Have you checked out my website? It's packed with great information!

Kristina Crosbie, AMP | Mortgage Agent
Tel: 613-283-8763

Dominion Lending Centres The Mortgage Source

Wednesday, 25 September 2013

Motivation for Mortgages

Did you hear we won the Canadian Mortgage Award this year?

Let your accomplishments drive you farther towards success... 


Tuesday, 24 September 2013

Chance to win $100,000

This years hockey season is going to be great!! Who are you cheering for? 

I wanted to share this great news with you... You could be a lucky winner of $100,000!! Wow, thats a lot of money that you can be SAVING! and/or paying off debt! Crazy!! Think of all the stuff you can do with that money. And here is how you can win: www.dominionhockey.ca

Don't forget to visit my site for get stuff: www.kristinacrosbie.ca

Monday, 23 September 2013

Ways to Save Money in Your Home

Repurpose Furniture
Sure repurposing furniture or refinishing furniture is a lot of work but think about the money you could save? Isn;t that worth it? The money for material is no where near the cost of buying brand new from the store furniture! 

Holiday Saving Tips

Do Holiday shopping after the holidays! Most people do this for christmas but why not do it for ever holiday? Go into the store a couple days after the holiday and stock up. The prices are unbeatable and you can keep them in your closet till next year, saving you money!

Saving Tips to Help you Not to Spend!

Saving Tip #14
Hide Your Credit Cards: Credit cards are great! But not when you can't control how you use them. Until you fain willpower keep your credit cards at home so you're unable to spend when tempted.

We Make Mortgages Easy!

We make mortgages easy. REAL easy!!
Dominion Lending Centres

Contact me today: www.kristinacrosbie.ca 

Friday, 20 September 2013

Home Energy Saving Tips

Turn off Lights!
De dilignt to turn off lights before you leave a room. By doing this simple task you will not only save money on hydro but your bulbs will last longer.

Kristina Crosbie, AMP | Mortgage Agent
Tel: 613-283-8763

Dominion Lending Centres The Mortgage Source

Need help with your finances when Buying a home??

Purchase Plus Improvements!
Purchase Plus Improvements is a program that provides funding for first-time buyers in order to help them with the renovations their home may need. We can help make it possible. Book an appointment today!! www.kristinacrosbie.ca

Thursday, 19 September 2013

Renewing Your Mortgage Could Mean Saving You Money!

Mortgage Up For Renewal?
Don't just sign on the dotted line. Book an appointment, call or email me and find out if there's a better deal out there for you!

How Can Drinking Water Save You Money?

Drink More Water!!
Drinking a glass of water before a meal will not only make you eat less but will also help with digestion. Water will also keep you hydrated making you feel better and cut down the health bill.


Fall into Savings!

Fall into Savings!

Contact me to find out how you can save on your mortgage:

DIY Gifts & Save Money!

Make Your Own Gifts
Adding a personal touch on your gifts gives more meaning behind the gift. It's also a great way to save money. You can make bread, cookies, drinks and many more great ideas!

First Time Home Buyer??

First Time Home Buyer??
I CAN HELP with the stress.


The Biggest Investment You'll Ever Make!

Your Home is a BIG investment! 
Would it be nice to save as much as you can? Let me do the shopping for you.