I'm here to save YOU money. My name is Kristina and I want to give you the most up-to-date saving tips and ideas.

Friday, 22 March 2013

Commercial Mortgage Financing


LEARN ABOUT COMMERCIAL MORTGAGE FINANCING

Commercial Mortgages are designed for businesses and investors who wish to purchase or refinance commercial, income producing properties and offer a flexible way to raise capital.
Some common commercial mortgage products provide funding for:
  • Income properties
  • Multi-residential properties
  • Bridge financing
  • Restaurants
  • Industrial properties                                                                                                 check out other 
  • Office properties                                                                                                         posts here
  • Self storage                                                                                                                             File:U+21AC.svg
  • Retail malls
  • Raw land financing
  • Start ups financing
  • Debt consolidation
Using a Leasing Professional



Benefits of using a Leasing Professional

A Dominion Lending Centres leasing professional can help you in discovering multiple ways to structure lease financing for new equipment, a sale-lease back to extract capital from existing assets, or solve other equipment acquisition opportunities. Many of our lease professionals are also mortgage brokers who can use commercial and residential mortgage and property credit-line products alone or in combination with lease-financing to help you achieve the best solution for equipment acquisition.

Benefits of using Dominion Lending Centres Leasing

As a franchise organization with local ownership of our street-front locations, you get committed, local-office presence with a team that understands your market, is in your time-zone, and has community-involvement and knowledge. Our national credit office offers the best tools, underwriting centre, and efficiency in the leasing business today.
With leading funding resources, we provide the best opportunity for approvals with the lowest monthly payments.
Why rely on only one or two lease-sources when you can have over 30 specialty lease-funding sources in Canada and the United States.
Creative and flexible, Dominion Lending Centres Leasing can break up large-dollar transactions into multiple leases across a number of funders to ease and simplify the approval process.
Exposure limits are not an issue as we simply move the lessee to additional funding resources when exposure-limits are imposed by each funding source.
Dominion Lending Centres Leasing provides a broad range of auto & equipment leasing programs which dramatically increases our capabilities at solving the most challenging equipment acquisition challenges.

You can apply online to find out more - There is no hard in get a free report. Click Here

With Love:
Kristina 
  

Wednesday, 20 March 2013

Spring Rib Recipe

Slow Cooker Ribs

I know Spring should be a time for the BBQ. Unfortunately in Ontario we do not have the 'spring warmth' yet. So I thought why not have ribs but use a slow cooker!! Try this recipe out. I did it the other day for the family and everyone loved it!

Ingredients

  • 5 pounds pork baby back rib
  • 1/2 cup dark brown sugar
  • 2 tablespoon paprika
  • 2 teaspoons chili powder
  • 2 teaspoon salt
  • 1 teaspoon black pepper
  • 1 teaspoon ground oregano
  • 3/4 teaspoon cayenne pepper
  • 1/2 teaspoon sugar
  • Barbecue Sauce

Directions

1.Trim the fat and cut the ribs into desired portions (I did 2 bones per 'piece')
2. Mix together the dry ingredients
3. Rub the dry rub onto ribs
4. Place into slow cooker on high 
5. Let sit to cook for 4 hours
6. Drain any liquid from the slow cooker
7. Coat in barbecue sauce (I used 'Diana Sauce and mixed a little mustard in it)
8. Let Cook on low for 30 more mins
9. Take out and enjoy!!


Dry Rub


After 4 Hours


Coating with BBQ Sauce

Oh my goodness I want some now looking back at these pictures!! It was really good. I actually made this twice in the past 2 weeks. The second time I made them I cut a bunch of Veggies in beside the ribs to cook with them. When it was all finished we had ribs and a side. SO good!! 

I hope you enjoyed this!! Let me know how it goes for you!! 

With Love:
Kristina

Tuesday, 19 March 2013

5 Pieces of Saving Advice


5 Pieces of Saving Advice to Reach you Goal 

1. Make a list of all expenses you have each month.
This is so that you have an idea of how much you NEED to spend each month vs how much you make. This way you will know how much you will be able to save in what length of time. You can make a list from here of how much you will put away for savings, what will go towards gifts, outings...etc.

2. Sign Up/ Switch to lowest interest rates on our credit. 
This will ensure you are not paying more to your credit than is necessary, it will ensure more money in the end and quicker debt pay off.

3.  Have an automatic transfer set up on your accounts.
So that you do 'forget' to put money away for your savings. This helps people to know they cannot/ should not spend it. 

4.  Make a list and stick to it when shopping.
You know what you need, you are going to get it, you have budgeted for it and now you are not going to spend too much. 

5. Limit yourself to a certain number of outings/ personal shopping.
You can spend a lot of money if you aren't paying attention to it when it leaves your wallet... food here, bowling there, a shirt today, pants tomorrow...etc. It all adds up. But if you pay attention to each transaction and limit yourself to however much you can afford, you will see how much you save, drastically.

Hope this helps!!

With Love Always:
Kristina

Make sure you check out other posts --->

Monday, 18 March 2013

Money Saving Monday Motivation

People underestimate their capacity for change. There is never a right time to do a difficult thing.
-John Porter-


Hope you find inspiration in this... Money saving is not always going to be easy. Its a difficult thing, so start now, dont wait till you make the millions :) 

With Love:
Kristina

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Friday, 15 March 2013

About Refinancing

Learn about Refinancing:

Canadians today face many reasons to refinance their mortgage. For example, you may have been working at improving your credit score and now qualify for a new mortgage with a better discount, or you may want to stabilize your payments by changing from a variable rate mortgage to a fixed-rate. Refinancing is also a good option to pull out equity for consolidating debt, home improvements, investments, college expenses, and more.

Refinance Interest Savings
How much interest can you save if you refinance your mortgage? This calculator helps you find out!  Enter the specifics about your current mortgage, along with new loan amortization, rate and closing costs. We will then determine how much interest refinancing can save you.
 Interest Savings Calculator
 Bi-weekly Payment Calculator
This calculator shows you the possible savings by using an accelerated bi-weekly mortgage payment. Bi-weekly payments accelerate your mortgage payoff by paying 1/2 of your normal monthly payment every two weeks. By the end of each year, you will have paid the equivalent of 13 monthly payments instead of 12. This simple technique can shave years off your mortgage and save you thousands of dollars in interest.
Bi-Weekly Calculator 
 Mortgage Comparison Calculator
Determining which mortgage provides you with the best value involves more than simply comparing monthly payments. Use this calculator to sort through the monthly payments, fees and other costs associated with getting a mortgage. By comparing these important variables side by side, this calculator can help you pick the mortgage that works best for you. Click on the 'View Report' button to see the results in detail.
Comparison Calculator
 Mortgage Payoff Calculator
How much interest can you save by increasing your mortgage payment? This financial calculator helps you find out. View the report to see a complete amortization payment schedule, and how much you can save on your mortgage!
Mortgage Payoff Calculator
 Mortgage Qualifier 
The first steps in buying a house are ensuring you can afford to pay at least 5% of the purchase price of the home as a down payment and determining your budget. This calculator steps you through the process of finding out how much you can borrow. Fill in the entry fields and click on the payment schedule button to see a complete amortization schedule of your mortgage payments. 
I am here to help you figure it all out!! I can help you understand this better, I can show you what your new rates could look like, show you how much you are saving. There is no harm in checking it out!!

Request a Call: http://kristinacrosbie.ca/about-refinancing
Apply Now: http://kristinacrosbie.ca/how-to-apply-mortgage?refinance

Tuesday, 12 March 2013

Tip For Tuesday!! When you are selling you Home - BAKE!


A great tips for those of your who are selling you home is to bake. The times you are having people walk through your house be sure to prepare some baked good so that the sweet aroma fills the house. The potential buyers will smell it as soon as they enter into the house. Its inviting, satisfying and give them a sense of home.

Monday, 11 March 2013