I'm here to save YOU money. My name is Kristina and I want to give you the most up-to-date saving tips and ideas.

Monday, 23 December 2013

Selling Home Tips

Tips for Selling Your Home Over The Holidays!!

Hey Friends, 

I thought I would share my thoughts about selling your home over the holidays. This season is a busy season to begin with, so you can image that selling a house in this time would be dreadful, but in some cases it is a must. Therefore, I want to share with you a few tips to selling your home during this wonderful holiday season. 

1. Decorate - There are those that do not celebrate Christmas and therefore may not appreciate the season but I believe that have a little decor wont hurt anyone. This gives you the opportunity to show how great your home can look if you know how to style it. 

Did you ever walk into a model home and just gasp at how beautiful it is? Did you know that a majority of the 'great awe' is do to the way the very talented decorators arranged the furniture and the gorgeous pieces they chose specifically for that space?  That's right, many people cannot look past the decor, the furniture, the art work, the way the person, currently living in the home, has set up the place.   

In saying this, this is why I believe having a little festive decor will help the people see that this home is full of happiness and joy. It also looks great and smells great (add in a little Christmas cooking).

2. Keep Decorations To A Minimal - As stated above, I do believe decor for the holiday is a great idea, but I do not believe going over board is the way to do it. If you are the type to put up 3 trees, stick to just one, in the living room area. And if you are one to nail those stockings onto the fireplace, perhaps find a way to stick them on without causing damage to the house. 

As mentioned earlier, some people do not celebrate this season, therefore, decorating to the minimal will help to keep it a little more enjoyable for those folks who will be wandering around your home. Perhaps you should just keep the decor in the main areas of the house.

3. Christmas Baking - A great tip to selling a home at any time of the year is to bake! Bake, bake bake, bake! People love the smell of a fresh plate of cookies. This brings a sense of warmth and feeling of being home in moms kitchen. This triggers something inside that helps the viewers feel like they are home, they feel as if perhaps they can see themselves living there. 

In this season, why not do the baking with a Christmas twist. Try using cinnamon, mint, gingerbread... etc. All those delicious smells that bring to you that Christmas feeling.


There you have it! 3 great tips for selling your home over the holidays! I hope this helps you and I hope you enjoyed it! Don't forget to give this a share! And visit me on my social media sites for more great tips and information! 

With Love,
Kristina

Tuesday, 3 December 2013

How Do You Raise Your Credit Score

how do you raise your credit score

Credit cards can be a huge stress. The offers for them are everywhere and now they’re so easily accessible. As stressful as these cards can be, they are very important in determining your credit score. About 30% of your credit rating is determined by the amount you owe versus the amount available. Most people avoid the card altogether when they start to stress, but this isn’t always the answer. 

Having your credit card balance exceed 50% does not look good on your credit. Even if you plan on paying it off. If the bureau checks your score they will see your credit is over half full. This does also apply to credit cards with low limits. A good thing to try is to increasing your limit so your percentage balance goes down. This is easier said than done. It does take some will power to keep it down.

Using your credit card often and paying it off helps plenty in your credit score. Another tip is to try and buy big purchases will cash. Unless, of course you plan to pay it off right away. By buying with cash you eliminate the temptation of just leaving what you just purchased on your credit card, therefore putting your credit balance at an all-time high. 

I hope this helps. Please leave a comment, concern or just a hello below! 

**If you are looking for a great rates and benefits with your credits cards, there is no need to keep looking. We have great credit cards that you can sign up for RIGHT NOW! Check them out here: http://kristinacrosbie.webs.com/visa-credit-cards

With Love 
Kristina


Ps. Visit my site that is ALMOST ready to be posting my blog posts but you can still get a lot of information from it: www.kristinacrosbie.com

Thursday, 7 November 2013

Tuesday, 22 October 2013

How To Make Your Own Soap At Home

Make Your Own Soap!
Mix an eighth of a pure castle soap with a bit of water. Add so essential oil for a flavour smell. Then Put it in a soap pump. This comes out to a fraction of the cost of regular soap.

Find Out The Best Rates For Your Mortgage Here:
www.kristinacrosbie.ca


Easy Homemade Pumpkin Pie Recipe

Easy Pumpkin Pie Recipe!

easy homemade pumpkin pie recipe
 Ingredients: 
  • 1 Pie Crust (6 oz) -or make your own
  • 1 Can Pumpkin (15 oz) -or pick and carve your own
  • 1 Can of Condensed Milk (14 oz)
  • 2 Eggs
  • Cinnamon, Nutmeg, Ginger & Salt

Directions:
  1. Preheat oven to 425 degrees F
  2. Mix all ingredients together
  3. Pour into pie crust
  4. Reduce oven temperature to 350 degrees
  5. Bake for 30-40minutes

Need a Mortgage Renewal? Perhaps you are looking to get Pre-Approved?
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Monday, 21 October 2013

How Can I Save Money On Groceries

How Can I Save Money On Groceries

Boil A Chicken!! 
Makes a delicious chicken and you can make a yummy soup with the water that you boiled the chicken in :)  That is one way you save money on groceries!

Thursday, 17 October 2013

Wednesday, 16 October 2013

Easy Exercises To Do At Work

How to Make Your Work Day Fly By!

Easy Exercises To Do At Work

1. Stop staring at the clock!
2. Take breaks.
3. Create small goals and complete them.
Make the most out of lunch by leaving the building.
5. Be physically ready by having a balanced breakfast.

Dont stress over your mortgage, let me! www.kristinacrosbie.ca


Going Back to Work After Vacation

Turkey Hangover!

Going Back to Work After Vacation

Everyone experiences that dreadful thought of going back to work after the holidays, here's some tips to help you get through:

1. Recognize that you have a 'turkey hangover'.
2. Share your experiences with family & friends.
3. Realize that your vacation does't end here.
4. Keep yourself in good health.
5. Begin to plan the dates you will leave again.


You take care of yourself, Let me take care of your Mortgage: www.kristinacrosbie.ca



Tuesday, 15 October 2013

Ways to Save Money at Home

Stop Freezing Away Money!

Ways to Save Money at Home

Every once in a while you'll check your freezer and find pieces of chicken completely freezer burnt! 

Tip: Do a regular check on what's in your freezer and cook before its goes bad!



How Can You Save On Your Mortgage?? Let me tell you: www.kristinacrosbie.ca




Friday, 11 October 2013

How To Organize Your Email

How To Organize Your Email
Ways to Stop Clutter Before It Starts -  Stop receiving junk mail.

Fall Decorations For The Home

Fall Decorating Ideas

Fall Decorations For The Home
Find tree branches outside and place in a glass vase with a rock as the anchor. Attach acorns or leads with string for a 'fall' feel. This is perfect for any room in the house.


Are you a first time home buyer? Let me help you! www.kristinacrosbie.ca



Thursday, 10 October 2013

Money Saving Tips for Families

Money Saving Tips for Families
Saving Tip #25: Make Your Own Fabric Freshener
-1/8 Cup of Fabric Softener
-2 Tablespoons of Baking Soda
-Hot Water to Fill a 32oz Bottle

Febreeze Costs $6 a bottle but this averages at $0.15!!

Find out ways you can save on your mortgage: www.kristinacrosbie.ca

How To Save For Retirement

How To Save For Retirement
How To Save For Retirement!


Let me help you refinance your mortgage! www.kristinacrosbie.ca

Wednesday, 9 October 2013

How To Live Debt Free

How To Live Debt Free
4 Ways To Graduate Dent-Free!

-Take a year off after high school
- Get a job.
-Start at community college first.
-Limit your spending on your credit card.

Tuesday, 8 October 2013

Design Your Own Closet

Design Your Own Closet
 There are so many things you can buy and work into your home! I love this idea! Its such an easy way to get organized. You can get shelving, Plastic Bins, Labels, Hangers, baskets.. so much! Its crazy how much the dollar store has these days! 

I hope you like this tip! Get Organized in your Home today!

And let me organize your finances: www.kristinacrosbie.ca



Financial Motivational Quotes

Financial Motivational Quotes
"Don't stay in bed, unless you can make money in bed." -George Burns


Let me help you pay off your mortgage faster:
www.kristinacrosbie.ca


Monday, 7 October 2013

Pay Off Debt Blog

Pay Off Debt Blog
"SOME DEBTS ARE FUN WHEN YOU ARE ACQUIRING THEM, BUT NONE ARE FUN WHEN YOU SET ABOUT RETIRING THEM." -OGDEN NASH

Get more out of your mortgage: www.kristinacrosbie.ca